The Last Minute Press Release Group talks with us about their unique approach to advertising and marketing. Flying in the face of conventional wisdom regarding this industry, the L.M.P.R. is building its work on two trends of contemporary human behavior, procrastination and insufficient time to get needs and wants met, personally and professionally.
I have had the privilege of working with Patrick Jones in my previous job, and when the opportunity arose to interview someone in the financial field my thoughts immediately turned to him. Pat, as I like to call him, is the branch manager of North State Acceptance, a finance company that focuses on consumer loans in the Eastern part of North Carolina. His friendly demeanor and ever smiling face are attributes that I’m sure have benefited
him greatly in his career, however he is an individual who genuinely cares about people and businesses and has always strived to do the right thing in an industry whose reputation has been marred by those who have not had the same strong character.
When I asked about his past experience with the finance industry he told me that he had previously worked for Wachovia Bank for 23 years managing both consumer and commercial lending. He worked with automobile, RV, and yacht loans with the largest credit underwritten at $3.5M. He later managed a portfolio of automobile dealers by lending them credit and managing wholesale lines of credit. In his career with North State Acceptance, Pat states that currently the biggest challenge is irrational competition. “Many new lenders are entering the market and have forgotten the sins of the past. There is very little discipline that I compete with daily.”
An interesting interview with Mr. Betar,
Business Relationship Manager
at Service 1st FCU in Lewisburg, Pa.
I thank Mr. Betar for his time and expert input.
Here is the recorded interview:
Doug Betar’s Recorded Interview
or, read a more complete version:
Are banks lending money? Many people today say no, but after a very enlightening interview with the Senior Vice President of a local bank, I would have to say yes. Banks do have money to lend to qualified applicants. Below is a list of questions and answers that will help define a qualified applicant.
1. What is your general job description?
I have 30+ years in the Banking Industry including commercial banking, business and corporate borrowing, cash management, and estimate and retirement planning. I currently work in commercial lending for Newbridge Bank trying to create/grow commercial loans.
