Question
I see that you started out as a farm partner. How did you get from that position to where you are now?
I grew up on a dairy farm in New York. After attending Cornell, my first job was working for the federal government for what is now called Rural Development in at a farm loan program. The family farm expanded and I went back and worked there. Things didn’t work out quite the way I thought they would. So then I got into banking, specifically ag lending. New York State is one of the leading dairy producers in the country. Agriculture is a big banking business in New York because farms are so capital intensive. From there I went across to a local bank and became more involved in commercial and small business lending.
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